Canada
Provincial Personal Property Security Registries
Canada's personal property security system operates at the provincial level, with each province and territory maintaining its own registry under its own PPSA legislation.
Canada does not have a single national personal property securities register. Instead, each province and territory maintains its own registry under its own Personal Property Security Act (PPSA).
The Canadian approach was pioneered by Ontario in 1967, making it one of the earliest jurisdictions in the world to adopt a comprehensive personal property securities framework. All common law provinces and territories have since enacted similar legislation.
Key provincial registries include:
- Ontario — ServiceOntario PPSR
- British Columbia — BC Personal Property Registry
- Alberta — Alberta Personal Property Registry
- Saskatchewan — Saskatchewan PPSR
- Manitoba, New Brunswick, Nova Scotia, PEI, Newfoundland and Labrador, Yukon, Northwest Territories, and Nunavut each have their own registries
Quebec operates under a civil law system and maintains a Register of Personal and Movable Real Rights (RDPRM) which serves a similar purpose.
The registries allow secured parties to register financing statements and enable buyers and creditors to search for existing security interests.